/* Optio Venture Partners, short site, version 4.0.0 */

/* Layout concept: the v80 design language kept whole (two-tier header, ticker, five-photo mosaic, navy and grey bands, ruled cards, amber rules), with fewer pages and no mandate furniture. No decorative arrows. */
:root {
  --navy: #10233d;
  --navy2: #1b3157;
  --ink2: #525c68;
  --ink3: #5b6472;
  --blue: #3f73ad;
  --sky: #5c91cc;
  --paper: #f5f7fa;
  --line: #e5e5e5;
  --line2: #d7dee8;
  --amber: #f28500;
  --white: #ffffff;
  --font: Inter, system-ui, -apple-system, "Segoe UI", sans-serif;
  color-scheme: light;
}
* { box-sizing: border-box; }
html, body { margin: 0; }
body { background: var(--white); color: var(--navy); font-family: var(--font); letter-spacing: -0.005em; line-height: 1.55; -webkit-font-smoothing: antialiased; }
a { color: var(--blue); text-decoration: none; }
a:hover { color: var(--navy); text-decoration: underline; }
:focus-visible { outline: 2px solid var(--sky); outline-offset: 2px; }
.wrap { max-width: 1200px; margin: 0 auto; padding-left: max(24px, env(safe-area-inset-left, 0px)); padding-right: max(24px, env(safe-area-inset-right, 0px)); }

/* preview bar and ticker */

.ticker { background: var(--navy); color: #c6d3e3; overflow: hidden; white-space: nowrap; font-size: 15px; letter-spacing: 0.01em; }
.ticker .track { display: inline-flex; gap: 0; padding: 13px 0; animation: tick 60s linear infinite; }
.ticker span { padding: 0 36px; }
@keyframes tick { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* header, two tiers */
header { background: var(--white); border-bottom: 2px solid var(--line); position: relative; z-index: 20; }
.brand { padding-block: 18px 16px; display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.brand img { height: 74px; width: auto; display: block; }
.navrow { border-top: 1px solid var(--line); }
nav { display: flex; align-items: stretch; flex-wrap: wrap; gap: 4px; }
nav .item { position: relative; }
nav .lab { display: block; padding: 17px 12px; font-size: 16px; font-weight: 600; color: var(--navy); background: none; border: 0; font-family: inherit; cursor: pointer; }
nav .lab:hover, nav .lab[aria-current="page"] { color: var(--blue); text-decoration: none; }
nav .lab[aria-current="page"] { box-shadow: inset 0 -3px 0 var(--amber); }
.drop { display: none; position: absolute; left: 0; top: 100%; min-width: 340px; background: var(--white); border: 1px solid var(--line2); border-top: 3px solid var(--navy); box-shadow: 0 14px 34px rgba(16,35,61,.12); padding: 6px; }
.item:hover .drop, .item:focus-within .drop { display: block; }
.drop a { display: block; padding: 11px 14px; font-size: 15px; font-weight: 500; color: var(--navy); }
.drop a:hover { background: var(--paper); color: var(--blue); text-decoration: none; }
.navcta { margin-left: 12px; align-self: center; }
.menu-toggle { display: none; font-family: inherit; font-size: 15px; font-weight: 600; background: var(--white); border: 2px solid var(--navy); color: var(--navy); padding: 9px 16px; cursor: pointer; }
.crumbs { background: var(--white); border-bottom: 1px solid var(--line); font-size: 13px; color: var(--ink3); }
.crumbs .wrap { padding-block: 12px; }
.crumbs a { color: var(--blue); }
.crumbs i { font-style: normal; margin: 0 8px; color: #9aa6b6; }

/* buttons and links */
.btn { display: inline-block; font-family: inherit; font-size: 15px; font-weight: 600; padding: 15px 28px; border: 0; cursor: pointer; text-decoration: none; letter-spacing: 0; }
.btn:hover { text-decoration: none; }
.btn-amber { background: var(--amber); color: #fff; }
.btn-amber:hover { background: #d97600; color: #fff; }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy2); color: #fff; }
.btn-out { background: transparent; color: var(--navy); box-shadow: inset 0 0 0 1px var(--navy); display: block; text-align: center; }
.btn-out:hover { background: var(--navy); color: #fff; }
.on-navy .btn-out { color: #fff; box-shadow: inset 0 0 0 1px #fff; }
.on-navy .btn-out:hover { background: #fff; color: var(--navy); }
.ulink { display: inline-block; font-size: 14px; font-weight: 700; color: var(--navy); padding-bottom: 5px; border-bottom: 3px solid var(--amber); }
.ulink:hover { text-decoration: none; color: var(--blue); }

/* views */
.view { display: none; }
.view.on { display: block; }

/* type */
h1 { font-size: clamp(32px, 3.6vw, 46px); line-height: 1.1; letter-spacing: -0.025em; font-weight: 700; margin: 0 0 28px; text-wrap: balance; }
h2 { font-size: clamp(24px, 2.6vw, 33px); line-height: 1.18; letter-spacing: -0.022em; font-weight: 700; margin: 0 0 14px; text-wrap: balance; }
h3 { font-size: 19px; line-height: 1.25; letter-spacing: -0.012em; margin: 0 0 8px; }
p { margin: 0 0 16px; }
.dash { display: flex; align-items: center; gap: 22px; margin-bottom: 26px; }
.dash::before { content: ""; width: 80px; height: 5px; background: var(--amber); flex: none; }
.dash b { font-size: clamp(18px, 2vw, 26px); letter-spacing: 0.09em; text-transform: uppercase; color: var(--blue); font-weight: 700; }
.dash.small::before { width: 44px; height: 3px; }
.dash.small b { font-size: 13px; letter-spacing: 0.14em; }
.lede { font-size: 19px; line-height: 1.65; color: var(--ink2); max-width: 780px; }
.lede-dark { font-size: 19px; line-height: 1.65; color: var(--navy); max-width: 780px; }

/* home */
.hero { padding-block: 64px 72px; }
.hero h1 { max-width: 720px; }
.herogrid { display: grid; grid-template-columns: minmax(0, 560px) minmax(0, 1fr); gap: 56px; align-items: start; }
.hero .lead { font-size: 19px; line-height: 1.6; max-width: 540px; }
.cta { margin: 28px 0 40px; }
.aud { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; margin-bottom: 24px; }
.card { padding: 26px 26px 28px; border: 1px solid var(--navy); display: flex; flex-direction: column; }
.card h3 { font-size: 20px; margin-bottom: 12px; }
.card p { font-size: 15px; line-height: 1.6; color: var(--ink2); flex: 1; margin-bottom: 24px; }
.card.on-navy { background: var(--navy); color: #fff; }
.card.on-navy p { color: #c6d3e3; }
.stmt { border: 1px solid var(--line2); border-left: 3px solid var(--amber); background: var(--paper); padding: 22px 26px 26px; }
.stmt small { display: block; font-size: 11px; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink3); margin-bottom: 6px; }
.stmt h3 { font-size: 18px; margin-bottom: 6px; }
.stmt p { font-size: 14px; color: var(--ink2); margin-bottom: 18px; }
.mosaic { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); grid-template-rows: 138px 112px 132px; gap: 8px; max-width: 520px; margin-left: auto; margin-top: 8px; }
.mosaic img { width: 100%; height: 100%; object-fit: cover; display: block; }
.mosaic .a { grid-column: 1 / 3; grid-row: 1; }
.mosaic .b { grid-column: 3; grid-row: 1 / 3; }
.mosaic .c { grid-column: 1; grid-row: 2; }
.mosaic .d { grid-column: 2; grid-row: 2; }
.mosaic .e { grid-column: 1 / 4; grid-row: 3; }

/* bands */
.band { padding-block: 72px; }
.band.grey { background: var(--paper); border-top: 1px solid var(--line2); border-bottom: 1px solid var(--line2); }
.band.navyband { background: var(--navy); color: #fff; }
.pagehead { padding-block: 56px 64px; }

/* three levels */
.three { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-top: 34px; }
.lvl { background: var(--white); border: 1px solid var(--line2); border-top: 2px solid var(--navy); padding: 24px 24px 28px; }
.lvl small { display: block; font-size: 12px; font-weight: 700; letter-spacing: 0.1em; color: var(--blue); margin-bottom: 8px; }
.lvl h3 { font-size: 22px; margin-bottom: 8px; }
.lvl .sub { font-size: 17px; font-weight: 600; color: #1b4a7e; margin: 0 0 12px; }
.lvl p { font-size: 15px; line-height: 1.6; color: var(--ink2); margin: 0; }

/* five */
.five { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 16px; margin-top: 34px; }
.five a.fc { grid-column: span 2; display: flex; flex-direction: column; background: var(--white); border: 1px solid var(--line2); border-top: 2px solid var(--sky); padding: 24px 24px 26px; color: var(--navy); min-height: 190px; }
.five a.fc:nth-child(4) { grid-column: 2 / span 2; }
.five a.fc:hover { text-decoration: none; border-top-color: var(--navy); box-shadow: 0 10px 26px rgba(16,35,61,.08); }
.five .fc h3 { font-size: 19px; }
.five .fc p { font-size: 15px; color: var(--ink2); margin: 0 0 20px; flex: 1; line-height: 1.6; }
.five .fc .bar { height: 3px; width: 100%; background: var(--amber); }

/* service pages */
.covers { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-top: 30px; }
.cv { background: var(--white); border: 1px solid var(--line2); border-top: 2px solid var(--sky); padding: 24px 24px 28px; }
.cv h3 { font-size: 18px; }
.cv p { font-size: 15px; line-height: 1.65; color: var(--ink2); margin: 0; }
.start { background: var(--white); border: 1px solid var(--line2); border-left: 3px solid var(--amber); padding: 22px 28px 24px; margin-top: 16px; max-width: 760px; }
.start small { display: block; font-size: 11px; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink3); margin-bottom: 6px; }
.start p { margin: 0; font-size: 18px; color: var(--navy); }
.note { font-size: 15px; color: var(--ink2); max-width: 760px; margin: 24px 0 0; }
.endcta { padding-block: 56px; border-top: 1px solid var(--line2); }
.endcta .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.endcta b { font-size: 14px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink3); }

/* contact */
.cbox { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-top: 34px; }
.cbox > div { background: var(--white); border: 1px solid var(--line2); border-top: 2px solid var(--navy); padding: 24px; }
.cbox small { display: block; font-size: 11px; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink3); margin-bottom: 10px; }
.cbox span { font-size: 19px; font-weight: 600; line-height: 1.5; display: block; }
.placeholder { border: 1px dashed #b9c4d3; background: var(--white); padding: 36px; max-width: 680px; color: var(--ink2); margin-top: 8px; }

/* footer */
footer { background: var(--navy); color: #c6d3e3; padding-block: 56px 40px; font-size: 14px; }
footer .top { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 32px; align-items: flex-start; }
footer img { height: 64px; width: auto; display: block; }
footer .links { display: flex; flex-wrap: wrap; gap: 10px 32px; }
footer .links a { color: #fff; font-weight: 600; font-size: 15px; }
footer .reg { margin-top: 36px; padding-top: 24px; border-top: 1px solid #2a3f5f; line-height: 1.8; letter-spacing: 0.01em; }

@media (max-width: 920px) {
  .herogrid { grid-template-columns: minmax(0, 1fr); gap: 36px; }
  .mosaic { margin-left: 0; max-width: 520px; }
  .three, .covers, .cbox { grid-template-columns: minmax(0, 1fr); }
  .five { grid-template-columns: minmax(0, 1fr); }
  .five a.fc, .five a.fc:nth-child(4) { grid-column: auto; }
  .aud { grid-template-columns: minmax(0, 1fr); }
  .brand img { height: 56px; }
  .menu-toggle { display: inline-block; }
  .navrow nav { display: none; flex-direction: column; align-items: stretch; gap: 0; padding-bottom: 12px; }
  .navrow nav.open { display: flex; }
  nav .item { border-bottom: 1px solid var(--line); }
  nav .lab { padding: 14px 4px; }
  .drop { position: static; display: block; box-shadow: none; border: 0; padding: 0 0 8px 14px; min-width: 0; }
  .navcta { margin: 14px 0 0; }
  .navcta .btn { display: block; text-align: center; }
  .band { padding-block: 48px; }
  .hero { padding-block: 40px 48px; }
}
@media (prefers-reduced-motion: reduce) { .ticker .track { animation: none; } * { transition: none !important; } }

/* figures */
.figs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border-top:1px solid var(--line2);border-bottom:1px solid var(--line2);margin-top:0}
.figs>div{padding:34px 28px 36px 0;border-right:1px solid var(--line2);padding-left:28px}
.figs>div:first-child{padding-left:0}.figs>div:last-child{border-right:0}
.figs small{display:block;font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ink3);margin-bottom:12px}
.figs b{display:block;font-size:clamp(34px,4.2vw,52px);line-height:.95;font-weight:400;color:var(--navy);letter-spacing:-.035em;font-variant-numeric:tabular-nums;margin-bottom:14px}
.figs span{display:block;font-size:14px;line-height:1.55;color:var(--ink2)}
/* smart link buttons */
.lnk{display:inline-block;font-weight:600;font-size:14px;color:var(--navy);padding-bottom:6px;border-bottom:3px solid var(--amber);align-self:flex-start;transition:padding .15s}
a.fc:hover .lnk{padding-bottom:9px}
.five .fc .lnk{margin-top:auto}
/* conversation band */
.convo{background:var(--navy);color:#fff;padding-block:72px}
.convo .wrap{display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.convo small{display:block;font-size:11px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:#f28500;margin-bottom:14px}
.convo h2{color:#fff;margin:0 0 10px;font-size:34px}
.convo p{margin:0;color:#c6d3e3;font-size:17px}
/* big footer */
footer .cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:48px;align-items:start}
footer .cols h4{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:#8fa6c4;margin:0 0 16px;font-weight:600}
footer .cols a{display:block;color:#fff;font-weight:500;font-size:15px;padding:4px 0}
footer .tag{color:#fff;font-weight:600;font-size:16px;margin:24px 0 8px!important}
footer .cols p{margin:0;max-width:380px;line-height:1.6}
footer .regs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:48px;margin-top:40px;padding-top:28px;border-top:1px solid #2a3f5f;line-height:1.8}
footer .regs h4{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:#8fa6c4;margin:0 0 10px;font-weight:600}
footer .copy{margin-top:32px;padding-top:20px;border-top:1px solid #2a3f5f;font-size:13px;color:#8fa6c4}
.btn{transition:background .15s,transform .15s}.btn-amber:hover{transform:translateY(-1px)}
@media (max-width:900px){.figs{grid-template-columns:repeat(2,minmax(0,1fr))}.figs>div{border-right:0;padding-left:0;border-bottom:1px solid var(--line2)}footer .cols,footer .regs{grid-template-columns:minmax(0,1fr);gap:28px}.convo h2{font-size:28px}}

.herogrid{grid-template-columns:minmax(0,1fr) minmax(0,1fr)!important;gap:56px;align-items:center!important}
.hero .lead{max-width:none;font-size:20px}
.cta{margin:30px 0 0}
.mosaic{max-width:none!important;margin:0!important;grid-template-rows:160px 130px 150px!important}
.trio{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:48px}
.trio>*{margin:0!important;max-width:none!important}
.trio .stmt{display:flex;flex-direction:column}.trio .stmt p{flex:1}
.trio .btn,.trio .btn-out{align-self:stretch;text-align:center}
.start{max-width:none!important}.note{max-width:none!important}
@media (max-width:900px){.herogrid{grid-template-columns:minmax(0,1fr)!important}.trio{grid-template-columns:minmax(0,1fr)}}

.mosaic{max-width:470px!important;margin-left:auto!important;width:100%;display:flex!important;flex-direction:column;gap:8px;grid-template-rows:none!important}
.mtop{display:flex;gap:8px;aspect-ratio:1.2}
.mcol{min-width:0;display:flex;flex-direction:column;gap:8px}
.mc{position:relative;overflow:hidden;flex:1 1 0;min-height:0}
.mc img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.mbot{flex:none;aspect-ratio:2.35}
.veil{position:absolute;inset:0;background:#10233D;opacity:0;transition:opacity 1500ms ease-in-out}
.rv{opacity:0;transform:translateY(18px);transition:opacity 800ms cubic-bezier(.4,0,.2,1),transform 800ms cubic-bezier(.4,0,.2,1)}
.rv.in{opacity:1;transform:none}
.ticker .track{animation-duration:48s!important}
.drop{transition:none}.item.open .drop{display:block}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none}.veil{display:none}}
header{position:sticky;top:0}
.brand,.brand img{transition:padding 180ms cubic-bezier(.4,0,.2,1),height 180ms cubic-bezier(.4,0,.2,1)}
header.is-deep .brand{padding-block:7px}
header.is-deep .brand img{height:48px}
#rail{display:none}
#rail.is-live{display:block;max-height:0;overflow:hidden;background:#fff;border-top:1px solid #EDEDEA;transition:max-height 200ms cubic-bezier(.4,0,.2,1)}
#rail.is-live.is-shown{max-height:46px}
.rail-in{max-width:1200px;margin:0 auto;padding:0 max(24px,env(safe-area-inset-left,0px));height:45px;display:flex;align-items:stretch;gap:clamp(12px,2vw,26px)}
.rail-ct{flex:0 0 auto;display:flex;align-items:center;gap:9px;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#5B6472;white-space:nowrap}
.rail-ct b{font-size:13px;color:#10233D;font-variant-numeric:tabular-nums;letter-spacing:.02em}
.rail-track{flex:1 1 auto;display:flex;align-items:stretch;gap:clamp(14px,2vw,28px);overflow-x:auto;scrollbar-width:none}
.rail-track::-webkit-scrollbar{display:none}
.rail-track a{display:flex;align-items:center;flex:0 0 auto;font-size:13.5px;font-weight:600;line-height:1.2;color:#5B6472;white-space:nowrap;border-bottom:3px solid transparent;transition:color 140ms,border-color 140ms}
.rail-track a:hover{color:#10233D;text-decoration:none}
.rail-track a.is-at{color:#10233D;border-bottom-color:#F28500}
.pmark{display:block;margin:0 0 14px;font-size:12px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;line-height:1.35;color:#5B6472}
.pmark::before{content:"";display:inline-block;width:44px;height:4px;background:#F28500;vertical-align:middle;margin-right:16px;position:relative;top:-2px}
.pmark .p{color:#3F73AD}.pmark .of{color:#8C97A6;font-weight:600}
[data-part]{scroll-margin-top:150px}
#next{position:fixed;left:50%;bottom:clamp(18px,2.6vw,32px);z-index:55;display:none;align-items:center;padding:0;background:#10233D;border:1px solid #10233D;box-shadow:0 10px 30px rgba(16,35,61,.28);cursor:pointer;font-family:inherit;text-align:left;opacity:0;transform:translateX(-50%) translateY(12px);transition:opacity 240ms cubic-bezier(.4,0,.2,1),transform 240ms cubic-bezier(.4,0,.2,1),background 160ms,border-color 160ms}
#next.is-live{display:flex}#next.is-up{opacity:1;transform:translateX(-50%) translateY(0)}
#next .in{display:block;padding:14px 30px 12px}
#next .k{display:block;font-size:10.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#9FB4CE;margin-bottom:4px}
#next .v{display:block;position:relative;padding-bottom:9px;font-size:16px;font-weight:700;color:#fff;max-width:34ch;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
#next .v::after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:#F28500;transition:height 160ms}
#next:hover{background:#0B416E;border-color:#F28500}#next:hover .v::after{height:6px}
@keyframes breathe{0%,100%{box-shadow:0 10px 30px rgba(16,35,61,.28),0 0 0 0 rgba(242,133,0,.55)}55%{box-shadow:0 14px 34px rgba(16,35,61,.34),0 0 0 11px rgba(242,133,0,0)}}
@keyframes nudge{0%,72%,100%{transform:translateY(0)}84%{transform:translateY(-4px)}}
#next.is-up:not(.is-known){animation:breathe 2600ms ease-in-out infinite}
#next.is-up:not(.is-known) .in{animation:nudge 2600ms ease-in-out infinite}
@media (max-width:560px){#next{left:14px;right:14px;transform:translateY(12px);justify-content:space-between}#next.is-up{transform:none}#next .in{padding:12px 20px 10px}#next .v{font-size:15px;max-width:none}.rail-ct{display:none}}
/* A3 onward link, as the original */
.lnk{position:relative;display:inline-block;align-self:flex-start;padding:0 0 9px;border:0;font-weight:700;font-size:14px;line-height:1.35;color:#10233D}
.lnk::after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:#F28500;transition:height 160ms cubic-bezier(.4,0,.2,1)}
a.fc:hover .lnk::after{height:5px}a.fc:hover .lnk{color:#0B416E;padding-bottom:9px}
.lnk{border-bottom:0!important}
.stem{width:2px;height:34px;background:#F28500;margin:44px auto 0}
.btn-amber{font-weight:700}
@media (prefers-reduced-motion:reduce){#next,#rail{transition:none}#next.is-up:not(.is-known),#next.is-up:not(.is-known) .in{animation:none}}

a.goin{display:inline;padding:0 0 3px;font-weight:700;color:#10233D;text-decoration:none;box-shadow:inset 0 -2px 0 #F28500;-webkit-box-decoration-break:clone;box-decoration-break:clone;transition:box-shadow 160ms cubic-bezier(.4,0,.2,1),color 160ms}
a.goin:hover{color:#0B416E;box-shadow:inset 0 -4px 0 #F28500;text-decoration:none}
.lvl{display:flex;flex-direction:column}.lvl p:not(.sub){flex:1}
.lvl .go{position:relative;align-self:flex-start;margin-top:22px;padding:0 0 9px;font-weight:700;font-size:13px;line-height:1.35;color:#10233D}
.lvl .go::after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:#F28500;transition:height 160ms}
.lvl .go:hover{color:#0B416E;text-decoration:none}.lvl .go:hover::after{height:5px}
.five5{background:#fff;border:1px solid var(--line2);border-top:2px solid var(--navy);padding:24px 28px 28px;margin-top:0}
.five5 .pm{display:block;font-size:12px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#5B6472;margin-bottom:16px}
.five5 .pm::before{content:"";display:inline-block;width:44px;height:4px;background:#F28500;vertical-align:middle;margin-right:16px;position:relative;top:-2px}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-flex;align-items:center;background:#fff;border:1px solid #D7DEE8;padding:12px 20px;font-size:14px;font-weight:600;color:#10233D;transition:border-color 160ms}
.chip:hover{border-color:#10233D;color:#10233D;text-decoration:none}
.stem{margin-bottom:0}

.lede-dark{font-size:18px;line-height:1.6;color:var(--ink2);max-width:760px;margin:0 0 30px}
.stages{display:flex;flex-direction:column;border-top:1px solid var(--navy);margin-top:10px}
.stage{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.15fr) minmax(0,1.6fr);gap:32px;padding:26px 0;border-bottom:1px solid var(--line2);background:transparent}
.stage .sn small{display:block;font-size:13px;font-weight:700;color:var(--blue);margin-bottom:6px}.stage h3{font-size:22px;margin:0}
.stage b{display:block;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--ink3);margin-bottom:8px}.stage p{margin:0;font-size:15px;line-height:1.65;color:var(--ink2)}
.duo{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:10px}
.quad{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:10px}
.duo .cv,.quad .cv{background:#fff;border:1px solid var(--line2);border-top:2px solid var(--sky);padding:26px 28px 30px}
.cv .ey{display:block;font-size:12px;font-weight:700;letter-spacing:.14em;color:var(--blue);margin-bottom:8px}
.fp{margin-bottom:0;padding-bottom:0}.fp b{font-weight:700}
.sheetpg{background:#fff;border:1px solid var(--line2);border-top:3px solid var(--navy);padding:44px 52px 48px;max-width:860px;margin:10px auto 0;box-shadow:0 10px 30px rgba(16,35,61,.07)}
.sheetpg .shl{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink3);line-height:1.8;padding-bottom:20px;border-bottom:1px solid var(--line2);margin-bottom:22px}
.sheetpg .shlead{font-size:20px;line-height:1.55;color:var(--navy);font-weight:600}
.sheetpg h3{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin:28px 0 8px}
.sheetpg p{font-size:15.5px;line-height:1.7;color:var(--ink2);margin:0 0 10px}
.h2s{font-size:24px;margin:0 0 14px}.body{font-size:17px;line-height:1.75;color:var(--ink2);margin:0 0 16px}
.tl{border-top:1px solid var(--navy)}.tr{display:grid;grid-template-columns:140px minmax(0,1fr);gap:32px;padding:22px 0;border-bottom:1px solid var(--line2)}
.tr b{font-size:22px;color:var(--navy);font-weight:700}.tr p{margin:0;font-size:16px;line-height:1.65;color:var(--ink2)}
.plist{margin:12px 0 0;padding-left:20px}.plist li{font-size:15px;line-height:1.6;color:var(--ink2);margin-bottom:8px}
.plain{margin-top:28px;max-width:820px}.pl{padding:20px 0;border-top:1px solid var(--line2)}.pl h3{font-size:18px;margin:0 0 8px}.pl p{margin:0;font-size:15px;line-height:1.7;color:var(--ink2)}
@media (max-width:900px){.stage{grid-template-columns:minmax(0,1fr);gap:12px}.duo,.quad{grid-template-columns:minmax(0,1fr)}.sheetpg{padding:28px 22px}.tr{grid-template-columns:minmax(0,1fr);gap:6px}}
@media print{.notice,.ticker,header,.convo,footer,#next,.cta{display:none!important}.view{display:none!important}#capability-statement{display:block!important}#crumbs,#capability-statement .pagehead,.rail,#rail,main>nav{display:none!important}#capability-statement .sheetpg{box-shadow:none!important;border-top-width:2px;margin:0;max-width:none;break-inside:avoid;page-break-inside:avoid}#capability-statement .wrap{padding-bottom:0!important}body{background:#fff!important}@page{size:A4;margin:14mm}}

.drop{min-width:330px!important;padding:8px 0!important}
.drop .dhead{padding:16px 20px 14px;border-bottom:1px solid #E5E5E5;margin-bottom:6px}.drop .dhead b{font-size:16px;font-weight:700;letter-spacing:-.01em;color:#10233D}
.drop a{padding:12px 20px!important;font-size:13.5px!important;color:#39414D!important}
.dn{display:inline-block;width:22px;font-size:11px;font-weight:700;color:#3F73AD;font-variant-numeric:tabular-nums}
.back{display:inline-flex;align-items:center;gap:14px;margin-right:14px;padding:12px 22px;background:#10233D;border:1px solid #10233D;font-size:14px;font-weight:700;letter-spacing:-.005em;line-height:1.2;color:#fff!important;text-decoration:none!important;transition:background 160ms,border-color 160ms}
.back::before{content:"";display:block;flex:0 0 auto;width:20px;height:4px;background:#F28500;transition:width 160ms cubic-bezier(.4,0,.2,1)}
.back:hover::before{width:30px}.back:hover{background:#1B3157;border-color:#1B3157}
.crumbs .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:6px 0}
.cv,.lvl,.five a.fc,.stage{transition:border-color 200ms cubic-bezier(.4,0,.2,1),box-shadow 200ms}
.cv:hover,.lvl:hover{border-color:#3F73AD;box-shadow:0 6px 22px rgba(16,35,61,.09)}

.convo{padding-block:44px!important}.convo h2{font-size:30px!important;margin:0 0 6px!important}.convo p{font-size:16px!important}
footer{padding-block:32px 22px!important;border-top:1px solid #2a3f5f}
footer .ftop{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:20px 40px}
footer .fbrand img{height:52px;width:auto;display:block}
footer .slogan{margin:12px 0 0!important;color:#F28500;font-weight:600;font-size:15px;letter-spacing:0}
footer .flinks{display:flex;flex-wrap:wrap;gap:6px 26px}footer .flinks a{color:#fff;font-weight:600;font-size:14px;padding:0}footer .flinks a:hover{color:#F28500;text-decoration:none}
footer .fline{margin-top:24px;padding-top:16px;border-top:1px solid #2a3f5f;font-size:13px;line-height:1.7;color:#a9bad0}
footer .copy{margin-top:6px!important;padding-top:0!important;border-top:0!important;font-size:12.5px}
@media (max-width:700px){footer .ftop{align-items:flex-start}footer .flinks{gap:8px 20px}}

.endblock{border-left:6px solid #F28500;background:#10233D}
.endblock .convo{padding-block:40px!important}
.convo .wrap{align-items:center!important}
.cbtn{padding:17px 38px!important;margin-right:0}
footer{padding:0!important;border-top:0!important;background:#10233D}
footer .ftopbar{border-top:1px solid #2a3f5f;padding-block:22px}
footer .ftop{display:flex;flex-direction:column;align-items:flex-start;gap:10px}
footer .ftop img{height:50px;width:auto;display:block}
footer .slogan{margin:0!important;color:#F28500;font-weight:600;font-size:15px}
footer .fdetails{background:#0B416E;padding-block:24px}
footer .fgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px 48px;font-size:14px;line-height:1.7;color:#e3ebf5}
footer .fgrid h4{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:#8FB4DE;margin:0 0 6px;font-weight:600}
footer .fbar{padding-block:14px;font-size:12.5px;color:#a9bad0}
footer .fbar .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 24px}
footer .fbar a{color:#c6d3e3;text-decoration:underline;text-underline-offset:3px}footer .fbar a:hover{color:#F28500}
@media (max-width:900px){footer .fgrid{grid-template-columns:minmax(0,1fr);gap:16px}.cbtn{width:100%;text-align:center}}

.hero{padding-block:40px 44px!important}
.herogrid{align-items:start!important;gap:48px!important}
.herotxt h1{font-size:clamp(30px,3.4vw,44px);margin:0 0 22px;max-width:none}
.herotxt .lead{font-size:18px!important}.herotxt .cta{margin:26px 0 0}
.mosaic{margin-top:6px!important}
.trio{margin-top:36px!important;align-items:stretch}
.tb{display:flex;flex-direction:column;padding:24px 26px 26px;border:1px solid var(--navy);background:#fff}
.tb small{display:block;font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ink3);margin-bottom:10px}
.tb h3{font-size:18px;line-height:1.35;margin:0 0 8px;color:var(--navy)}
.tb p{font-size:14px;line-height:1.6;color:var(--ink2);margin:0 0 4px}
.tb .btn{margin-top:auto;align-self:stretch;text-align:center}
.tb h3+.btn,.tb p+.btn{margin-top:auto}.tb>.btn{margin-top:20px}
.tb-navy{background:var(--navy);border-color:var(--navy)}.tb-navy small{color:#9FB4CE}.tb-navy h3{color:#fff}
.tb-navy .btn-out{color:#fff;box-shadow:inset 0 0 1px 1px #fff}.tb-navy .btn-out:hover{background:#fff;color:var(--navy)}
.tb-grey{background:var(--paper);border-color:var(--line2);border-left:3px solid var(--amber)}
.navrow .wrap{display:block}
nav{margin-left:-12px;margin-right:0}
.navcta{margin-left:auto!important;margin-right:0;align-self:center}
.navcta .btn{padding:11px 24px;font-size:14.5px}
.navrow nav{width:calc(100% + 12px)}
@media (max-width:900px){nav{margin-left:0}.navrow nav{width:100%}.herotxt h1{font-size:30px}}

.ask{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;min-width:300px;padding:20px 30px 16px 26px;background:#fff;border:1px solid var(--line2);border-left:5px solid #F28500;color:#10233D;font-size:18px;font-weight:700;letter-spacing:-.01em;line-height:1.2;transition:border-color 200ms cubic-bezier(.4,0,.2,1),box-shadow 200ms,background 200ms}
.ask .l{position:relative;display:inline-block;padding-bottom:10px}
.ask .l::after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:#F28500;transition:height 160ms cubic-bezier(.4,0,.2,1)}
.ask:hover{border-color:#10233D;border-left-color:#F28500;box-shadow:0 8px 24px rgba(16,35,61,.12);color:#0B416E;text-decoration:none}
.ask:hover .l::after{height:6px}
.ask-i{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.28);border-left-color:#F28500;color:#fff;font-size:20px;min-width:320px}
.ask-i:hover{border-color:#fff;border-left-color:#F28500;background:rgba(255,255,255,.1);color:#fff;box-shadow:none}
.cthead h2{display:flex;align-items:center;gap:20px}
.cthead h2::before{content:"";flex:none;width:56px;height:5px;background:#F28500}
.cthead p{padding-left:76px}
.tb small{display:flex;align-items:center;gap:12px}
.tb small::before{content:"";flex:none;width:30px;height:3px;background:#F28500}
.tb-grey{border-left:1px solid var(--line2)!important}
.tb{border-top:3px solid #F28500}
.tb-navy{border-top-color:#F28500}
@media (max-width:900px){.ask,.ask-i{display:flex;width:100%;min-width:0}.cthead p{padding-left:0}}

.endblock{border-left:0!important}
.cthead h2::before{display:none!important}.cthead h2{display:block!important}.cthead p{padding-left:0!important}
.tb{border-top:5px solid #F28500!important}
.tb small::before{width:44px!important;height:4px!important}
.tb small{color:#10233D!important;font-weight:700}
.tb-navy small{color:#fff!important}
.tb h3{margin-bottom:12px}

/* one-line header: logo left, navigation on the centre axis, Contact us right; equal outer columns */
.hbar{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;height:80px;transition:height 180ms cubic-bezier(.4,0,.2,1)}
header.is-deep .hbar{height:64px}
.hbar .logo{justify-self:start;display:block;line-height:0}
.hbar .logo img{height:56px;width:auto;transition:height 180ms cubic-bezier(.4,0,.2,1)}
header.is-deep .hbar .logo img{height:46px}
.hbar nav{margin:0!important;width:auto!important;justify-content:center;gap:6px;flex-wrap:nowrap}
.hbar nav .lab{font-size:14.5px;font-weight:500;text-transform:uppercase;letter-spacing:.09em;padding:30px 18px}
header.is-deep .hbar nav .lab{padding:20px 18px}
.hbar .navcta-d{justify-self:end;margin:0!important}
.hbar .navcta-d .btn{font-size:13.5px;font-weight:600;text-transform:uppercase;letter-spacing:.09em;padding:9px 22px;line-height:1.2}
.navcta-m{display:none}
@media (max-width:920px){
  .hbar{grid-template-columns:1fr auto;height:auto;min-height:72px;padding-block:8px}
  .hbar .logo img{height:48px}.navcta-d{display:none}
  .hbar nav{grid-column:1/-1;grid-row:2;display:none;flex-direction:column;align-items:stretch;width:100%!important;padding-bottom:12px}
  .hbar nav.open{display:flex}
  .hbar nav .lab{padding:14px 4px}
  .navcta-m{display:block;margin-top:12px!important}.navcta-m .btn{display:block;text-align:center}
  header.is-deep .hbar{height:auto;min-height:60px;padding-block:4px}
}

/* quiet service line, What We Do pages only */
.svcbar{display:none;background:var(--paper,#F5F7FA);border-bottom:1px solid var(--line)}
.svcbar.on{display:block}
.svcbar .wrap{display:flex;align-items:stretch;flex-wrap:wrap;gap:0 4px}
.svcbar b{align-self:center;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--ink3);margin-right:18px;padding:13px 0}
.svcbar a{display:flex;align-items:center;gap:8px;padding:13px 14px;font-size:14.5px;font-weight:600;color:var(--navy);text-decoration:none}
.svcbar a i{font-style:normal;font-size:11.5px;font-weight:700;letter-spacing:.08em;color:var(--blue)}
.svcbar a:hover,.svcbar a[aria-current="page"]{color:var(--blue)}
.svcbar a[aria-current="page"]{box-shadow:inset 0 -3px 0 var(--amber)}
@media (max-width:920px){.svcbar b{width:100%;padding:10px 0 0}.svcbar a{padding:8px 12px 8px 0}}

/* home text: slightly larger, text column carries the page (Layout 1) */
.herogrid{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr)!important;align-items:center!important;gap:64px!important}
.herotxt h1{font-size:clamp(34px,3.9vw,50px)!important;line-height:1.08}
.herotxt .lead{font-size:20px!important;line-height:1.6}
.mosaic{max-width:440px!important}
@media (max-width:900px){.herogrid{grid-template-columns:minmax(0,1fr)!important;gap:36px!important}.herotxt h1{font-size:32px!important}.herotxt .lead{font-size:18px!important}.mosaic{max-width:520px!important;margin-left:0!important}}

/* home hero: equal 44px above and below the mosaic; text spans the mosaic height, button on its bottom edge */
.hero{padding-block:44px 0!important}
.trio{margin-top:44px!important}
.herogrid{align-items:stretch!important}
.herotxt{display:flex;flex-direction:column;justify-content:flex-start}
.herotxt h1{font-size:clamp(34px,4.1vw,54px)!important;margin-bottom:24px}
.herotxt .lead{font-size:clamp(18px,1.85vw,25px)!important;line-height:1.55}
.herotxt .cta{margin-top:auto!important;padding-top:28px}
.mosaic{margin-top:0!important;align-self:start}
@media (max-width:900px){.herotxt .cta{margin-top:26px!important;padding-top:0}.hero{padding-block:32px 0!important}.trio{margin-top:32px!important}}

/* ticker: pale band so the header is the dominant element */
.ticker{background:#EEF2F7!important;color:#44566E!important;border-bottom:1px solid #D6DCE5;font-size:15px}
.ticker .track{padding:12px 0!important}

/* What We Do: the five first, what you hold at the end */
.lead-line{font-size:24px;font-weight:600;color:var(--navy);margin-bottom:14px}
.three .lvl{display:flex;flex-direction:column}
.bw{margin-top:auto!important;padding-top:14px;border-top:1px solid var(--line2,#D6DCE5);font-size:14.5px;font-weight:600;color:var(--navy)}
.bw i{display:block;font-style:normal;font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:4px}
.fundbar{margin:20px 0 0;padding:16px 22px;border-left:5px solid #F28500;background:var(--paper,#F5F7FA);font-size:17px;color:var(--navy)}.fundbar b{font-weight:700}

.fc{cursor:default}.fnote{margin:20px 0 0;max-width:820px}

.five div.fc{grid-column:span 2;display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line2);border-top:2px solid var(--sky);padding:24px 24px 26px;color:var(--navy);min-height:150px}
.five div.fc:nth-child(4){grid-column:2 / span 2}
.five div.fc p{margin-bottom:0}.five div.fc{transition:border-color 200ms cubic-bezier(.4,0,.2,1),box-shadow 200ms}.five div.fc:hover{border-color:#3F73AD;box-shadow:0 6px 22px rgba(16,35,61,.09)}
@media (max-width:900px){.five div.fc,.five div.fc:nth-child(4){grid-column:auto}}

/* What We Do: compact and whole */
#what-we-do .pagehead{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.5fr);gap:56px;align-items:start;padding-block:40px 40px}
#what-we-do .pagehead h1{margin:14px 0 0;font-size:38px}
#what-we-do .pagehead .lead-line{margin:0}
#what-we-do .pagehead .ph-r{margin:0;max-width:none;font-size:18px;line-height:1.6}
#what-we-do .band{padding-block:40px 44px}
#what-we-do h2{margin:0 0 4px}
#what-we-do .five{margin-top:22px;gap:14px}
#what-we-do .five div.fc{padding:18px 22px 20px;min-height:0}
#what-we-do .five .fc h3{font-size:18px;margin-bottom:6px}
#what-we-do .five .fc p{font-size:14.5px;line-height:1.5}
#what-we-do .fnote2{margin:22px 0 0;max-width:960px;font-size:17px;line-height:1.55;color:var(--ink2);border-left:5px solid #F28500;padding:4px 0 4px 20px}#what-we-do .fnote2 b{color:var(--navy);font-weight:700}
#what-we-do .three{margin-top:22px;gap:14px}
#what-we-do .lvl{padding:18px 22px 20px}
#what-we-do .lvl small{margin-bottom:4px}
#what-we-do .lvl h3{font-size:20px;margin-bottom:4px}
#what-we-do .lvl .sub{font-size:16px;margin-bottom:8px}
#what-we-do .lvl p{font-size:14.5px;line-height:1.5}
#what-we-do .bw{padding-top:10px;margin-top:14px!important;font-size:14px}
#what-we-do .fundbar{margin:14px 0 0;padding:12px 20px;font-size:16px}
@media (max-width:900px){#what-we-do .pagehead{grid-template-columns:minmax(0,1fr);gap:14px;padding-block:28px}#what-we-do .band{padding-block:32px}}
#how-we-work .pagehead h1,#about-us .pagehead h1,#contact .pagehead h1{font-size:38px;margin:14px 0 0}.hw-lead{font-size:clamp(21px,2.1vw,27px);line-height:1.45;font-weight:500;color:var(--navy);max-width:880px;margin:26px 0 0}#about-us .hw-lead{font-size:clamp(19px,1.8vw,23px);max-width:900px}#contact .cbox{grid-template-columns:repeat(2,minmax(0,1fr));max-width:760px}#contact .cbox>div{padding:18px 24px 20px;min-height:0}.hw-duo{padding:8px 0 72px}.hw-duo .body{margin:0}nav .lab{position:relative;transition:color 200ms cubic-bezier(.4,0,.2,1),background-color 200ms}
nav .lab::after{content:"";position:absolute;left:12px;right:12px;bottom:0;height:3px;background:#3F73AD;transform:scaleX(0);transform-origin:left;transition:transform 220ms cubic-bezier(.4,0,.2,1)}
nav .lab:hover::after,nav .lab:focus-visible::after{transform:scaleX(1)}
nav .lab[aria-current="page"]::after{background:var(--amber);transform:scaleX(1)}
nav .lab[aria-current="page"]{box-shadow:none}
nav .lab:hover{text-decoration:none}
@media (prefers-reduced-motion:reduce){nav .lab,nav .lab::after{transition:none}}